Delegated authentication (DA)
Delegated authentication (DA) is a solution for businesses and payment apps who want to perform customer authentication themselves instead of using Dankort Secured by Nets. Thus, the authentication, which usually belongs to the issuer, is delegated (transferred) to the business or payment app itself. Strong customer authentication (SCA) is a requirement from the EU and the Danish Financial Supervisory Authority. Read more about SCA on our support site.
The advantage of DA is that the business / payment app retains full control over the user experience at the time of payment. DA is only relevant for solutions which carry out repeated payments based on saved cards and that cannot use other of the exceptions that the rules on strong customer authentication allow. These will typically be apps with payment functionality. Solutions that use DA are only exempted from using Dankort Secured by Nets at the time of payment. When the user adds a card to the solution, Dankort Secured by Nets is a requirement.
Frequently asked questions about DA
The following must be met to make use of DA:
The solution must use Dankort Secured by Nets when the user wants to add a card.
The solution must use its own strong customer authentication when the user must pay.
The solution must be approved by Nets (type: asset-hyperlink id: 54ALdAYt6W4CsVnzqbyaCw).
The business must use a PSP that is approved for Dankort Secured by Nets. type: entry-hyperlink id: zYkujba6budhXuJGkJnfT
The business must use a PSP that supports Dankort DA
The typical methods for authentication are combinations of PIN / password, biometrics such as TouchID / FaceID / Fingerprint, SMS codes and device binding. You can read more about EBA's requirements for authentication methods here.
Contact our customer service on +45 4489 2400 and ask for delegated authentication for Dankort. They are ready at the phones every weekday from 8:00 – 17:00.
Apply today, have your Dankort agreement tomorrow
We understand that your time is important. Therefore, it often takes no more than 24 hours from the time you apply for a Dankort agreement until you are ready to accept payments with Dankort.
Fill in the form and we will contact you - typically within one hour. Together we'll then find the right solution for you.
You can also call us on: +45 89 87 95 80